About Home Loan for First Time Home Buyers

t’s time. Buying your very first home is one of life’s biggest thrills, but it comes with a few chills, too. Never fear: We’ve got first time home buyer tips that answer all the questions you were afraid to ask — plus those you never thought to. That’s because our first time home buyer advice comes straight from homeowners and real estate pros. Home ownership really is within your grasp.

You’re not alone in this. Our experienced home mortgage consultants are ready to help you understand your financing options and work with you every step of the way. Whether you’re just in the planning stages or ready to apply for financing, we look forward to helping you achieve your homeownership goal.

These programs are all about lowering barriers for first time home buyers. This includes reducing initial and ongoing costs, easing down payment requirements, and making loans available to people of modest financial means.

Ready to feel the pride of homeownership?

Get your free First-time Homebuyer’s guide and get valuable insight into buying a home.
Plus, we’ll help you take the first step toward your home financing goal with a prequalification consultation.

Get your guide now

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

FHA- WITHOUT A BIG DOWN PAYMENT

If you’ve been putting off buying a home because you think you need a big down payment, we should talk. Our FHA loans are perfect for home buyers with limited savings and easier to qualify for than you might think. Just 3.5% down: For less than a few months’ rent, you could be building equity in a home of your own.

VA- LOAN FOR VETERANS

VA loan is a mortgage loan offered to qualifying military personnel, servicemembers, veterans, and eligible surviving spouses by private lenders, and guaranteed by the U.S. Department of Veteran Affairs, in an effort to help qualifying individuals receive favorable terms on a home loan and become homeowners.

CALHFA LOANS

The California Housing Finance Agency  was established in 1975 to help low and moderate income Californians get safe and affordable housing. With those goals in mind, CalHFA offers two things: low interest rate mortgage programs and down payment assistanceprograms.

80/10/10 Loans for Today’s Home Buyer

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage. It is popular because it helps buyers avoid private mortgage insurance while making a down payment of less than 20%.

Get financing for whatever you need now

Enquire Now

Find for your first home loan is easy

All loans are not created equal, personal loan has become a great option for people to use.

Low, Low Mortgage Rates

Whatever your financial goals are, we can find a loan to fit you. Look for loans that fit your timeline, your budget and your goals

Advisor For Life

Our relationship will not end after your transaction. Seed’s goal is to be your trusted mortgage advisor for years to come.

One-day verified pre-approval

Our advisors will review your financials and get you a verified letter within 24 hours, any day of the week. 

Integrity & Transparency

our consultants will notify you exactly where you are in the process every step of the way. Our focus is you.

A soft real estate market that is ripe with all the conditions that should entice people to purchase a home still has some renters asking, “Why own my own home”

No more landlords

Many renters have poured a ton of money into a home that they’re living in to keep it at the standard of living they enjoy, only to find that their landlord is soon planning to sell the home. Their hard-earned cash and money invested into their rented home will then only benefit the seller.

Making a home your style

This is much more difficult to do in a rental. Yes, as I just mentioned, you can make some modifications, but many things that can be done to a home you own can’t be done to one you’re renting. Taking into consideration Homeowner’s Associations or planned community development restrictions, owning still provides more control and flexibility over renting.

Weighing the costs of homeownership

 Of course, with homeownership you won’t be calling the landlord to come fix your toilet or dishwasher. So, having a financial reserve is important to carry you through the months when you run into unexpected troubles.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you’ll enjoy having something that’s all yours – a home where your own personal style will tell the world who you are.

You may be a good candidate for one of the federal mortgage programs. Start by contacting Seed that can help you sort through your options.

Good question! If you have everything with you when you visit your lender, you’ll save a good deal of time. You should have: 1) social security numbers for both your and your spouse, if both of you are applying for the loan; 2) copies of your checking and savings account statements for the past 6 months; 3) evidence of any other assets like bonds or stocks; 4) a recent paycheck stub detailing your earnings; 5) a list of all credit card accounts and the approximate monthly amounts owed on each; 6) a list of account numbers and balances due on outstanding loans, such as car loans; 7) copies of your last 2 years’ income tax statements; and 8) the name and address of someone who can verify your employment. Depending on your lender, you may be asked for other information.


Seed offers a wide range of home purchase and refinance loans:

[/vc_column_text]

Get a Quote

Now apply for a home Loan online, All you need to do is provide your details below application form.